Retirement Policy

Four Roads From Here: What the Bond Market Is Pricing

Wallace R Nichols, MBA, JD, CFP

Published on: 05/05/2026

Four scenarios for Treasury yields — what each means for bonds, mortgages, and retirement.

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The Housing Lock-In and the People Sent to Break It

Jarod W Nichols

Published on: 03/05/2026

U.S. housing has been frozen for three years. Why it matters for your retirement — and the policy fi

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In a World of Our Own

Wallace R Nichols, MBA, JD, CFP

Published on: 21/04/2026

The S&P just posted its rarest rally since 1980. Here is what it really means for someone ten years from retirement — and what to do about it.

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The Reopening That Wasn't

Wallace R Nichols, MBA, JD, CFP

Published on: 18/04/2026

Iran opened Hormuz Friday. Walked it back Saturday. Markets hit ATHs in between. What a one-day reopening tells pre-retirees about this market.

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