Bonds

Your Bond Balance Is Falling. That Is Two Completely Different Stories.

Wallace R Nichols, MBA, JD, CFP

Published on: 20/08/2026

Why 5.2% on a 30-year bond takes about fifteen years to pay off, and how to tell a harmless drop in your bond balance from one that should worry you.

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Washington Just Started Buying Back Its Own Long Bonds

Wallace R Nichols, MBA, JD, CFP

Published on: 19/08/2026

Treasury doubled its long-bond buybacks the morning of a 20-year auction. What the move does, what the auction said, and who else wants the same lenders.

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The Bond Market Broke Its Own Playbook

Wallace R Nichols, MBA, JD, CFP

Published on: 16/05/2026

Treasury yields just broke the bond market's playbook. What the recent sell-off means for retirement portfolios in the fragile decade. Part 1 of 2.

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Four Roads From Here: What the Bond Market Is Pricing

Wallace R Nichols, MBA, JD, CFP

Published on: 05/05/2026

Four scenarios for Treasury yields — what each means for bonds, mortgages, and retirement.

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