Disclosures & Legal Information
Last Updated: October 28, 2026
Asset Guidance Group, LLC is an investment adviser registered with the State of Georgia (CRD #291448). Registration does not imply a certain level of skill or training. Investing involves risk, including the possible loss of principal. No plan or portfolio can promise results. Our Form ADV Part 2 is available on request.
1. Investment Advisory Services. Investment advisory services are offered through Asset Guidance Group, LLC ("AGG"). Wallace R. Nichols and Jarod W. Nichols are investment adviser representatives of AGG. You can look up AGG and its representatives at adviserinfo.sec.gov.
2. Insurance. AGG does not sell insurance and receives no insurance commissions. Jarod W. Nichols offers insurance products in his individual capacity as a licensed insurance agent, separately from AGG, and may earn commissions. Fixed insurance and annuity guarantees are subject to the claims-paying ability of the issuing company and are not guaranteed by AGG.
3. Attorney/Client Relationship. Communications through this website or by email do not create an attorney/client relationship or privilege. An attorney/client relationship is created only by a separate written agreement signed by all parties.
4. Investment Risks and Performance. Investing in equity strategies involves significant risk, including the possible loss of the entire amount invested. Fixed income investments carry the risk of changing returns and principal values, and dividends are not guaranteed. Past performance is not indicative of future results. Opinions, estimates and forecasts are subject to change without notice and should not be relied on as investment advice.
5. Publications. The Lighthouse and AGG's other publications are for education and information. They are not individualized advice, and they are not an offer or recommendation to buy or sell any security. Each publication carries its own disclosures.
6. No Solicitation. This website is for informational purposes only and is not a solicitation to buy or sell any security. It does not provide individualized tax, legal or financial advice. Please consult your own professional advisers before making decisions.
7. Regulation. As an investment adviser registered with the State of Georgia, AGG is subject to the rules of the Georgia Securities Division.
8. Form ADV and Contact. AGG's Form ADV Part 2A and 2B are available on request and at adviserinfo.sec.gov. For questions, use our Contact Us page or call (404) 348-4120.
FAQS
What is the benefit of working with a financial advisor?
Working with a financial advisor offers numerous benefits. First and foremost, advisors provide expertise and guidance tailored to your unique financial situation and goals. They can help you create a comprehensive financial plan, optimize your investments, minimize taxes, and help keep you on track to achieve your financial objectives. Additionally, advisors offer peace of mind, knowing that you have a professional managing your financial affairs and helping you make informed decisions.
How do I choose the right financial advisor for my needs?
Choosing the right financial advisor is a critical decision. Start by assessing your own financial goals and preferences. Look for advisors with the appropriate qualifications and certifications, such as Certified Financial Planner (CFP) or Chartered Financial Analyst (CFA). Consider their experience, specialization, and track record. It's also important to have a consultation or interview to ensure their approach aligns with your values and objectives. Lastly, check for transparency in fees and compensation to avoid surprises.
Do I need a large portfolio to benefit from financial advisor services?
No, you don't need a large portfolio to benefit from financial advisor services. Financial advisors can assist individuals at various stages of their financial journey, from those just starting to save to those with substantial assets. Advisors can help you create a financial plan, manage debt, set up an emergency fund, and make the most of your resources, regardless of your current wealth. Their goal is to help you improve your financial well-being and work towards your financial goals, whatever they may be.
